Karma is not real.
Karma is a form of behavior control over others.
Every time I go to take care of myself, something drastically bad happens. This time I posted Eating Clean Sucks and my spouse had to go to the hospital for life threatening condition.
I had to fend off three crack heads, people lie to my face, a pharmacy trying not to give me the life preserving mediation he needs, attacked by ants, air conditioner had to be repaired. Nothing was ok in the last few days. I work. I help people all day in some way. I'm a homebody outside of work. I pretty much just help and support others at work and outside of work when I'm not spending a little time on myself.
If Karma exists, it owes me. I am not indebted to the universe and if I believed karma was real I would be demanding what it owes me.
I believe the idea of karma, like the idea of sin and hell, is a method of controlling people.